It’s not about what you need, it’s about what your family needs when you’re not here.

1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Billion

Premium Sold

10,000+

Professional Agents

It’s not about what you need, it’s about what your family needs when you’re not here.

1 Million+

Families Helped

$150 Billion

Life Insurance Placed

$800 Billion

Premium Sold

10,000+

Professional Agents

Victor Perez II

Licensed Broker & Senior Field Underwriter

ABOUT ME

ABOUT ME

Well for starters, I come from the experience of both my grandfathers not having any Life Insurance and then putting my mother in a debt hole to pay that off. It's not fun grieving for your loved ones, and it does NOT help when you have to pay for the final expenses out of pocket. I'm an open book to my clients that want my help and opinion; and I speak with transparency and honesty on what is on my mind to help you. And I am just looking to put people in even better situations so they can benefit from either my past mistakes or a client of mine or even family. We all make mistakes but it's the learning from them that makes this world go round.


I earned my business mindset from my father who owns his own company; he is a licensed contractor that works on turning your dull home into the kingdom house you have been dreaming of. Being in business for more than 20 years, he treats all his clients the same; with integrity and honesty. The client will tell him what's wrong and what they want; my dad will inform them what his professional opinion is and what they actually need to get the look they are looking for. Every time my dad leaves the house there is always a smile on the client's face.

Now my mom has taught me the single mother work ethic I need to have to survive in this world. Even when if it's her off day working 3 jobs already, she would still be looking for jobs to apply for; because she knows that she is not making any income when she has an off day. Not only did she teach me work ethic, but also coming from curiosity and care; to talk to people from your heart so that you can be approachable to others.

Now these two magnificent beings had led me into Insurance. I never thought I would be here but I have noticed the opportunity here to provide for my family but to also provide to clients who are asking for more help on these Death benefits, to provide for their family. Its a process and I am following it; and I'm trying to make an impact on this world before my day comes up too.

I look forward to hearing from you and your family, so that I can give you the right information, my professional opinion, the intention to understand your needs, and care at the end of the day for your family to be protected.

WE GOT YOU COVERED

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Final Expense

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

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Indexed Universal Life

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

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Final Expense

Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.

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Indexed Universal Life

This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.

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Mortgage Protection

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.

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Fixed Indexed Annuities

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

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Mortgage Protection

Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.

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Fixed Indexed Annuities

This is a safe way to participate in the market's gains while avoiding potential loses and keeping your retirement secure.

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